| FACTS | WHAT DOES RSVP Lending, LLC (“RSVP Loans”) DO WITH YOUR PERSONAL INFORMATION? | |
|---|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. | |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
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| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons RSVP Loans chooses to share; and whether you can limit this sharing. | |
| Reasons we can share your personal information | Does RSVP Loans share? | Can you limit this sharing? |
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
| For our marketing purposes – to offer our products and services to you |
Yes |
No |
| For joint marketing with other financial companies |
Yes |
No |
| For our affiliates’ everyday business purposes – information about your transactions and experiences |
Yes |
No |
| For our affiliates everyday business purposes – information about your creditworthiness |
Yes |
Yes |
| For our affiliates to market to you |
Yes |
Yes |
| For non-affiliates to market to you |
Yes |
Yes |
| To limit our sharing |
If you are a new customer, we can begin sharing your information thirty [30] days from the date we sent this notice. When you are no longer a customer, we continue to share your information as described in this notice. |
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| Questions? | Call (866) 472-0505 or go to www.RSVPLoans.com | |
| Who we are | |
|---|---|
| Who is providing this notice? RSVP Lending, LLC (“RSVP Loans”) | |
| What we do | |
| How does RSVP Loans protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain physical, electronic and procedural safeguards such as computer virus protection software, firewalls, and a 128 bit Secure Socket Layer. Only authorized employees have access. |
| How does RSVP collect my personal information? | We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. |
| Definitions | |
| Affiliates | Financial and nonfinancial companies related by common ownership or control. |
| Non-affiliates | Financial and nonfinancial companies not related by common ownership or control.
|
| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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| Other Important Information | |
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As part of our credit underwriting and information collection process, we will consider bank account information provided by you and we may detect additional bank accounts under your ownership. We also may collect and consider information about you from non-credit reporting agency data providers, including, for example, information about your location and the location of your mobile devices, and publicly available information about you. Updating your information: If you need to update the personal information you have given us, log in to your account at www.rsvploans.com or call (866) 472-0505 to speak to an account representative. “Do not track”: When someone visits the RSVP Loans website, a cookie is placed on the visitor’s computer (if the visitor accepts cookies). The cookie we place on your computer does not contain any of your personally identifiable information. RSVP Loans advertises its products and services on websites that you may visit, and RSVP uses service providers to place such advertisements. Those service providers (such as Google, Microsoft or Yahoo) may use cookies placed on your computer to show you advertisements for RSVP Loans services on other websites. You can opt-out from service providers’ and/or marketers’ use of cookies in this manner by visiting each service provider’s advertising opt-out page or by utilizing “do not track” functionality in your web browser. If you choose to not have your browser accept cookies from the RSVP Loans website, you will not be able to subscribe to the service offerings on the RSVP Loans website. Changes to this privacy policy: If we make material changes to this privacy policy, we will notify you via email and post the updated privacy policy on the RSVP Loans website. Please take note of the “Effective Date” at the top of this privacy policy. California residents: We will not share information we collect about you with affiliated or non-affiliated third-parties, except in the limited circumstances permitted under state law, or if you give us your permission. |
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