Who is RSVP Loans?

RSVP is a new, invitation-only lending service from a team with over 30 years of experience in personal loans. We created RSVP to provide a better option for responsible borrowers. We are licensed in all states where we do business. If you´d like to talk to an RSVP representative, just call us at 866-472-0505. We look forward to serving your financial needs!

Why did I receive an invitation from RSVP Loans?

We use sophisticated technology to select less than 3% of millions of potential borrowers – people that we believe are the most responsible borrowers. If you received an invitation from RSVP then congratulations – you were one of the people we selected. Use your personal RSVP code to experience a better way to borrow.

How can you approve most of the applications?

We flip the old loan process on its head. Rather than advertising our loans to everyone and declining most people (like our competitors), we carefully pre-select the most responsible borrowers and invite only those people. Imagine that – a loan that prefers to say ´Yes´ to customers.

What kind of loans does RSVP offer?

We offer installment loans with multiple payments. There are no hidden fees or prepayment penalties. This gives our customers maximum flexibility – pay the loan back as scheduled or pay it off early. It´s your choice.

How do I get started?

We offer loans by invitation only. If you have an RSVP code, a pre-filled application is waiting for you! Just enter your RSVP code here to submit your application. It takes less than 5 minutes and we approve most of the applications.

Anything else I need to know to apply?

Just a couple of minor items you should line up when you apply:

  • Standard checking account
  • Valid email address
  • SMS capable mobile phone that is verifiable and not already in use by another RSVP applicant

The rest of the application process is easy and shouldn’t take you long to complete!

How much can I borrow?

Your pre-qualified loan amount is shown on the invitation you received from RSVP. Once you´re approved, you can select from several loan sizes up to that amount. On future loans, you may be eligible for an increased loan amount depending on your payment history, the affordability of the amount requested, and the laws in your state. Learn more on our Rates & Terms page.

How soon will I receive my money?

Applications received before 5:00 P.M. Central Time (Monday – Friday) will be funded the next business banking day in most cases. Applications received after 5:00 P.M. Central Time or on weekends may require an additional business banking day to fund.

How do I repay my loan? Can I pay it off early?

Your loan is set up to be paid back over several payments. Most of our customers choose to make automatic payments directly from their checking account or by remotely created check. You can pay your loan off at any time with no pre-payment penalties. In fact, we encourage all of our customers to pay their loans off as quickly as possible. Remember we only charge you interest for the amount of time you take out the loan to save interest charges.

What if I cannot make a payment?

We understand stuff happens – but please contact us right away so we can discuss other payment arrangements!

Is RSVP Loans confidential and secure?

RSVP Loans is a secure, confidential way to borrow money. We use the latest 128 bit encryption technology to secure all of your data. RSVP is completely private and unlike some of our competitors we will never sell your information to others. Check out our Privacy Notice to learn more.

What can I use an RSVP Loan for?

An installment loan from RSVP can be a smart way to avoid bank overdraft fees, fix your car, pay for urgent medical care, cover unexpected expenses, or pay off more expensive loans.

A loan from RSVP can be a great option for urgent financial needs, but keep in mind that our loans are expensive. Before you get a loan from us, we recommend that you:

  • Look into other, less expensive options such as borrowing from friends or family or using a less expensive form or credit such as a credit card or bank loan.
  • Only borrow what you need and pay it back as soon as you can (we don´t charge any fees for early payment).

If you have credit difficulties, you should seek credit counseling. Or call us at 866-472-0505 – we´re here to help.

How does the cash reward work?

At RSVP we believe in rewarding customers that make on-time payments. When you pay off your loan we’ll mail you a check to say ‘thank you’. Cash reward amount is $20 or more based on customer repaying their loan in full. Use the money to treat yourself to a movie, buy gas, or save it for a rainy day – it´s your choice.